Flood Hazard Mapping
Flood Hazard Mapping is an important part of the National Flood Insurance Program
(NFIP), as it is the basis of the NFIP regulations. The Federal Insurance and Mitigation
Administration's Hazard Mapping Division maintains and updates the National Flood
Insurance Program’s Flood Insurance Rate Maps (FIRM). The FIRM is an official map
of a community on which FEMA has delineated both the special hazard areas and the
risk premium zones applicable to the community.
Why would I need to use a FIRM?
Private citizens and insurance and brokers use the FIRM
to locate properties and buildings in flood insurance risk areas.
Community officials use the FIRM to administer floodplain
management regulations and to mitigate flood damage.
Lending institutions and federal agencies use the FIRM
to locate properties and buildings in relation to mapped flood hazards,
and to determine whether flood insurance is required when making loans
or providing grants following a disaster for the purchase or construction
of a building.
Most Requested Topics
Engineers/Surveyors
Community Officials
Property Owners
Realtors/Lenders/Insurers
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